Welfare broker

MSL BENEFITS AND CONSULTANTS, INC

Mailing address (most recent filing)

PO BOX 303

WATSEKA, IL 60970

Total comp: $9K
Commissions: $9K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where MSL BENEFITS AND CONSULTANTS, INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$103K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$103K	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MSL BENEFITS AND CONSULTANTS, INC's plans by broker comp / premium ratio. Median 8.33% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MSL BENEFITS AND CONSULTANTS, INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MSL BENEFITS AND CONSULTANTS, INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIRST TRUST BANK OF ILLINOIS FIRST TRUST BANK OF ILLINOIS	IL	$103K	$9K	ALL SAVERS INSURANCE COMPANY