Welfare broker

MOUNTAIN STATES MARKETING

Mailing address (most recent filing)

PO BOX 1245

LARAMIE, WY 82073

Total comp: $7K
Commissions: $7K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where MOUNTAIN STATES MARKETING places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$78K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WY	1	$78K	0.7%	755.20x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MOUNTAIN STATES MARKETING's plans by broker comp / premium ratio. Median 8.79% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MOUNTAIN STATES MARKETING's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MOUNTAIN STATES MARKETING is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MOUNTAIN WEST FARM BUREAU MUTUAL INSURANCE CO. LONG TERM DISABILITY INSURANCE	WY	$78K	$7K	UNUM LIFE INSURANCE COMPANY OF AMERICA