Welfare broker

MOSSE AND MOSSE ASSOCIATES, INC.

Mailing address (most recent filing)

50 SALEM ST BLDG B

LYNNFIELD, MA 01940

Total comp: $196K
Commissions: $196K
Fees: $110
Filings: 8
Sponsors: 8

Carrier mix

Where MOSSE AND MOSSE ASSOCIATES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$34K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$34K	0.0%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MOSSE AND MOSSE ASSOCIATES, INC.'s plans by broker comp / premium ratio. Median 12.17% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MOSSE AND MOSSE ASSOCIATES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MOSSE AND MOSSE ASSOCIATES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SCHOOLS FOR CHILDREN, INC. GROUP LIFE INSURANCE/ADD/LTD BENEFITS SCHOOLS FOR CHILDREN, INC.	MA	$34K	$4K	UNUM LIFE INSURANCE COMPANY OF AMERICA