Welfare broker

MORRIS & REYNOLDS INC

Mailing address (most recent filing)

14821 SOUTH DIXIE HIGHWAY

MIAMI, FL 33176

Total comp: $57K
Commissions: $57K
Fees: $0
Filings: 9
Sponsors: 9

Carrier mix

Where MORRIS & REYNOLDS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$2.2M	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MORRIS & REYNOLDS INC's plans by broker comp / premium ratio. Median 0.03% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MORRIS & REYNOLDS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MORRIS & REYNOLDS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PALMER TRINITY PRIVATE SCHOOL PALMER TRINITY PRIVATE SCHOOL EMPLOYEE BENEFITS PLAN	FL	$2.2M	$609	UNITEDHEALTHCARE INSURANCE COMPANY