Welfare broker

MORRIS INSURANCE SERVICES, INC.

Mailing address (most recent filing)

P.O. BOX 799

KENNEBUNK, ME 04043

Total comp: $18K
Commissions: $18K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where MORRIS INSURANCE SERVICES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$120K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ME	1	$120K	0.3%	296.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MORRIS INSURANCE SERVICES, INC.'s plans by broker comp / premium ratio. Median 14.78% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MORRIS INSURANCE SERVICES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MORRIS INSURANCE SERVICES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KENNEBUNK SAVINGS BANK KENNEBUNK SAVINGS BANK LONG TERM CARE INSURANCE PLAN	ME	$120K	$18K	UNUM LIFE INSURANCE COMPANY OF AMERICA