Welfare broker

MORRIS FINANCIAL GROUP

Mailing address (most recent filing)

272 PENN AVE

SALEM, OH 44460

Total comp: $136K
Commissions: $136K
Fees: $0
Filings: 12
Sponsors: 12

Carrier mix

Where MORRIS FINANCIAL GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$567K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$567K	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MORRIS FINANCIAL GROUP's plans by broker comp / premium ratio. Median 11.36% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MORRIS FINANCIAL GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MORRIS FINANCIAL GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SALEM COMMUNITY HOSPITAL SALEM REGIONAL MEDICAL CENTER	OH	$567K	$64K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY