Welfare broker

MORRIS & BOYLE

Mailing address (most recent filing)

1850 MOUNT DIABLO BOULEVARD

SUITE 430

WALNUT CREEK, CA 94596

Total comp: $134K
Commissions: $87K
Fees: $47K
Filings: 2
Sponsors: 2

Carrier mix

Where MORRIS & BOYLE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$8.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CO	1	$8.1M	0.1%	81.26x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MORRIS & BOYLE's plans by broker comp / premium ratio. Median 1.69% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MORRIS & BOYLE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MORRIS & BOYLE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BROWNSTEIN HYATT FARBER SCHRECK LLP BROWNSTEIN HYATT FARBER SCHRECK COMPREHENSIVE EMPLOYEE WELFARE BENEFITS PLAN	CO	$8.1M	$136K	CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES