Welfare broker

MONTANA AUTOMOBILE DEALERS ASSOC

Mailing address (most recent filing)

501 N. SANDERS ST.

HELENA, MT 59601

Total comp: $5K
Commissions: $5K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where MONTANA AUTOMOBILE DEALERS ASSOC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$5.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MT	1	$5.4M	0.4%	434.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MONTANA AUTOMOBILE DEALERS ASSOC's plans by broker comp / premium ratio. Median 0.10% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MONTANA AUTOMOBILE DEALERS ASSOC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MONTANA AUTOMOBILE DEALERS ASSOC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MONTANA AUTO DEALERS ASSOCIATION MONTANA AUTO DEALERS ASSOCIATION GROUP BENEFITS TR	MT	$5.4M	$5K	BLUE CROSS BLUE SHIELD OF MONTANA