Welfare broker

MLJ FINANCIAL SERVICES, LLC

Mailing address (most recent filing)

210 WEST CLEVELAND STREET

LAFAYETTE, CO 80026

Total comp: $7K
Commissions: $7K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where MLJ FINANCIAL SERVICES, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$57K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CO	1	$57K	0.1%	81.26x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MLJ FINANCIAL SERVICES, LLC's plans by broker comp / premium ratio. Median 15.60% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MLJ FINANCIAL SERVICES, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MLJ FINANCIAL SERVICES, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ISM2 INC ISM2 INC DBA GREEN DOT LABS HEALTH AND WELFARE PLAN	CO	$57K	$9K	DELTA DENTAL OF COLORADO