Welfare broker

MITCHELL HECTOR MORALES

Mailing address (most recent filing)

2322 PHILLIPS DR

GLENVIEW, IL 60026

Total comp: $217K
Commissions: $215K
Fees: $2K
Filings: 32
Sponsors: 32

Carrier mix

Where MITCHELL HECTOR MORALES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$4.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	1	$3.7M	0.1%	31.20x
PA	1	$566K	0.0%	12.08x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MITCHELL HECTOR MORALES's plans by broker comp / premium ratio. Median 3.97% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of MITCHELL HECTOR MORALES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MITCHELL HECTOR MORALES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CASHMERE VALLEY BANK CASHMERE VALLEY BANK HEALTH PLAN	WA	$3.7M	$161K	PREMERA BLUE CROSS
HAFER PETROLEUM EQUIPMENT, LTD. HAFER PETROLEUM EQUIPMENT, LTD. EMPLOYEE WELFARE PLAN	PA	$566K	$20K	HIGHMARK INC.