Welfare broker

MILLS AND SONS INC

Mailing address (most recent filing)

PO BOX 505

CLINTON, MO 64735

Total comp: $589K
Commissions: $529K
Fees: $60K
Filings: 2
Sponsors: 2

Carrier mix

Where MILLS AND SONS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$4.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$4.5M	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MILLS AND SONS INC's plans by broker comp / premium ratio. Median 13.13% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MILLS AND SONS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MILLS AND SONS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
COMPASS HEALTH, INC. COMPASS HEALTH, INC. WELFARE BENEFIT PLAN	MO	$4.5M	$588K	LIFE INSURANCE COMPANY OF NORTH AMERICA