Welfare broker

MILLER, DARREN

Mailing address (most recent filing)

1925 NORTH FRONT STREET

HARRISBURG, PA 17105

Total comp: $70K
Commissions: $70K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where MILLER, DARREN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

FAIR AMERICAN INSURANCE AND REINSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
FAIR AMERICAN INSURANCE AND REINSURANCE COMPANY	1	$122K	50.0%
BLUE CROSS OF CALIFORNIA	1	$1.0M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	2	$1.1M	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MILLER, DARREN's plans by broker comp / premium ratio. Median 19.70% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MILLER, DARREN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MILLER, DARREN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
OUTTEN CHEVROLET OF HAMBURG INC. OUTTEN DEALERSHIPS HEALTH & WELFARE PLAN	PA	$1.0M	$43K	HIGHMARK, INC.
SANDS BROS. AUTO SALES, INC. SANDS BROS. AUTO SALES, INC. EMPLOYEE BENEFIT PLAN	PA	$122K	$43K	FAIR AMERICAN INSURANCE AND REINSURANCE COMPANY

Carrier

Plans

Premium

FAIR AMERICAN INSURANCE AND REINSURANCE COMPANY

$122K

50.0%

BLUE CROSS OF CALIFORNIA

$1.0M

50.0%

State

Plans

Premium

State share

Index

$1.1M

0.0%

23.98x

Sponsor

Loc

Premium

Comp

Carrier

OUTTEN CHEVROLET OF HAMBURG INC.

OUTTEN DEALERSHIPS HEALTH & WELFARE PLAN

$1.0M

$43K

HIGHMARK, INC.

SANDS BROS. AUTO SALES, INC.

SANDS BROS. AUTO SALES, INC. EMPLOYEE BENEFIT PLAN

$122K

$43K

FAIR AMERICAN INSURANCE AND REINSURANCE COMPANY