Welfare broker

MILLENIUM INSURANCE GROUP, INC.

Mailing address (most recent filing)

135 EAST MAIN STREET

NEW HOLLAND, PA 17557

Total comp: $46K
Commissions: $27K
Fees: $20K
Filings: 4
Sponsors: 4

Carrier mix

Where MILLENIUM INSURANCE GROUP, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$160K	50.0%
BLUE CROSS OF CALIFORNIA	1	$809K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	2	$968K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MILLENIUM INSURANCE GROUP, INC.'s plans by broker comp / premium ratio. Median 5.61% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MILLENIUM INSURANCE GROUP, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MILLENIUM INSURANCE GROUP, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WILLOW VALLEY ASSOCIATES, INC. WILLOW VALLEY ASSOCIATES, INC. GROUP HEALTH INSURANCE PLAN	PA	$809K	$37K	HIGHMARK INC
HVAC DISTRIBUTORS, INC. HVAC DISTRIBUTORS, INC. EMPLOYEE WELFARE BENEFITS PLAN	PA	$160K	$11K	SUN LIFE ASSURANCE COMPANY OF CANADA

Carrier

Plans

Premium

SUN LIFE ASSURANCE COMPANY OF CANADA

$160K

50.0%

BLUE CROSS OF CALIFORNIA

$809K

50.0%

State

Plans

Premium

State share

Index

$968K

0.0%

23.98x

Sponsor

Loc

Premium

Comp

Carrier

WILLOW VALLEY ASSOCIATES, INC.

WILLOW VALLEY ASSOCIATES, INC. GROUP HEALTH INSURANCE PLAN

$809K

$37K

HIGHMARK INC

HVAC DISTRIBUTORS, INC.

HVAC DISTRIBUTORS, INC. EMPLOYEE WELFARE BENEFITS PLAN

$160K

$11K

SUN LIFE ASSURANCE COMPANY OF CANADA