Welfare broker

MIKE RADAKOVICH

Mailing address (most recent filing)

221 MAIN STREET

UNIT 1462

LOS ALTOS, CA 94023

Total comp: $424K
Commissions: $424K
Fees: $0
Filings: 11
Sponsors: 11

Carrier mix

Where MIKE RADAKOVICH places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY33.3%
ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC.33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.4M	33.3%
ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC.	1	$3.2M	33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.3M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$1.3M	0.0%	15.30x
MD	1	$1.4M	0.1%	23.97x
CO	1	$3.2M	0.1%	27.09x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MIKE RADAKOVICH's plans by broker comp / premium ratio. Median 6.09% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of MIKE RADAKOVICH's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where MIKE RADAKOVICH is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RMBUS HOLDCO, INC RMBUS HOLDCO, INC. HEALTH AND WELFARE BENEFIT PLAN	VA	$1.3M	$195K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
REDAPTIVE SUSTAINABILITY SERVICES, LLC REDAPTIVE SUSTAINABILITY SERVICES, LLC HEALTH AND WELFARE BENEFIT PLAN	CO	$3.2M	$136K	ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC.
CLEANLEAF ENERGY, LLC CLEANLEAF ENERGY, LLC WELFARE BENEFIT PLAN	MD	$1.4M	$85K	UNITED HEALTHCARE

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$1.4M

33.3%

ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC.

$3.2M

33.3%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$1.3M

33.3%

State

Plans

Premium

State share

Index

$1.3M

0.0%

15.30x

$1.4M

0.1%

23.97x

$3.2M

0.1%

27.09x

Sponsor

Loc

Premium

Comp

Carrier

RMBUS HOLDCO, INC

RMBUS HOLDCO, INC. HEALTH AND WELFARE BENEFIT PLAN

$1.3M

$195K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

REDAPTIVE SUSTAINABILITY SERVICES, LLC

REDAPTIVE SUSTAINABILITY SERVICES, LLC HEALTH AND WELFARE BENEFIT PLAN

$3.2M

$136K

ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC.

CLEANLEAF ENERGY, LLC

CLEANLEAF ENERGY, LLC WELFARE BENEFIT PLAN

$1.4M

$85K

UNITED HEALTHCARE