Welfare broker

MICHELLE STOUDT

Mailing address (most recent filing)

272 KULP RD

POTTSTOWN, PA 19465

Total comp: $91K
Commissions: $88K
Fees: $3K
Filings: 2
Sponsors: 2

Carrier mix

Where MICHELLE STOUDT places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$2.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$1.4M	0.0%	11.99x
ID	1	$1.5M	0.2%	132.51x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MICHELLE STOUDT's plans by broker comp / premium ratio. Median 4.48% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MICHELLE STOUDT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MICHELLE STOUDT is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
J. BECKER SOLUTIONS, INC. J. BECKER SOLUTIONS, INC. HEALTH AND WELFARE PLAN	PA	$1.4M	$68K	HIGHMARK INC.
KORE POWER KORE POWER, INC. EMPLOYEE BENEFIT PLAN	ID	$1.5M	$60K	BLUE CROSS OF IDAHO