Welfare broker

MICHELLE B BRANSCOME

Mailing address (most recent filing)

97 SOUTHLAKES DR

GRENADA, MS 38902

Total comp: $62K
Commissions: $8K
Fees: $54K
Filings: 2
Sponsors: 2

Carrier mix

Where MICHELLE B BRANSCOME places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MS	1	$1.9M	0.2%	248.48x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MICHELLE B BRANSCOME's plans by broker comp / premium ratio. Median 6.66% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MICHELLE B BRANSCOME's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MICHELLE B BRANSCOME is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KIRK AUTO COMPANY, INC KIRK AUTO COMPANY, INC EMPLOYEE BENEFITS PLAN	MS	$1.9M	$124K	UNITEDHEALTHCARE INSURANCE COMPANY