Welfare broker

MICHAEL S. THERRIEN

Mailing address (most recent filing)

PO BOX 3725

COEUR D ALENE, ID 83816

Total comp: $44K
Commissions: $41K
Fees: $3K
Filings: 1
Sponsors: 1

Carrier mix

Where MICHAEL S. THERRIEN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$760K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ID	1	$760K	0.2%	265.01x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MICHAEL S. THERRIEN's plans by broker comp / premium ratio. Median 5.78% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MICHAEL S. THERRIEN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MICHAEL S. THERRIEN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TABLEROCK RESIDENTIAL TABLEROCK RESIDENTIAL	ID	$760K	$44K	BLUE CROSS OF IDAHO