Welfare broker

MICHAEL ROSENBERG

Mailing address (most recent filing)

2232 BLOODS GROVE CIR

DELRAY BEACH, FL 33445

Total comp: $135K
Commissions: $123K
Fees: $12K
Filings: 3
Sponsors: 3

Carrier mix

Where MICHAEL ROSENBERG places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$738K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$738K	0.0%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MICHAEL ROSENBERG's plans by broker comp / premium ratio. Median 11.06% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MICHAEL ROSENBERG's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MICHAEL ROSENBERG is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EAST COAST ASSEMBLERS, INC. DBA NATIONAL ASSEMBLERS, INC. NATIONAL ASSEMBLERS, INC. HEALTH AND WELFARE BENEFITS PLAN	FL	$738K	$82K	CIGNA HEALTH AND LIFE INSURANCE COMPANY