Welfare broker

MICHAEL PIERCE

Mailing address (most recent filing)

10100 DOWNING STREET

SEMMES, AL 36575

Total comp: $66K
Commissions: $21K
Fees: $45K
Filings: 1
Sponsors: 1

Carrier mix

Where MICHAEL PIERCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$532K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	1	$532K	0.1%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MICHAEL PIERCE's plans by broker comp / premium ratio. Median 44.29% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MICHAEL PIERCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MICHAEL PIERCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
G.A. WEST & CO., INC. G.A. WEST & CO., INC. WRAP PLAN	AL	$532K	$236K	COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY