Welfare broker

MICHAEL BUCK

Mailing address (most recent filing)

38223 MOUND RD BLDG F

STERLING HEIGHTS, MI 48310

Total comp: $99K
Commissions: $99K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where MICHAEL BUCK places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$1.3M	0.0%	41.19x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MICHAEL BUCK's plans by broker comp / premium ratio. Median 6.31% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of MICHAEL BUCK's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MICHAEL BUCK is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BOARD OF TRUSTEES, MICHIGAN CARPENTERS' HEALTH CARE FUND MICHIGAN CARPENTERS' HEALTH CARE FUND	MI	$1.3M	$80K	BLUE CROSS BLUE SHIELD OF MICHIGAN