Welfare broker

MICHAEL HUNTER

Mailing address (most recent filing)

136 COUNTY ROAD 7

FLORENCE, AL 35633

Total comp: $206K
Commissions: $184K
Fees: $22K
Filings: 11
Sponsors: 11

Carrier mix

Where MICHAEL HUNTER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$0	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	1	$0	0.1%	106.45x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MICHAEL HUNTER's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.40% (n=0).

Prospect-flag exposure · vs market baseline

Share of MICHAEL HUNTER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MICHAEL HUNTER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ENGINEERING RESEARCH & CONSULTING, INC. ERC, INC. CAFETERIA PLAN	AL	$0	$0	KAISER FOUNDATION HEALTH PLAN CO