Welfare broker

MICHAEL D WARGO

Mailing address (most recent filing)

29609 OSBORN ROAD

BAY VILLAGE, OH 44140

Total comp: $11K
Commissions: $11K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where MICHAEL D WARGO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SKYWARD100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SKYWARD	1	$318K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$318K	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MICHAEL D WARGO's plans by broker comp / premium ratio. Median 4.31% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MICHAEL D WARGO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MICHAEL D WARGO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CERCO I, INC. CERCO I, INC. EMPLOYEE BENEFITS PLAN	OH	$318K	$14K	SKYWARD SPECIALTY INSURANCE