Welfare broker

MFP EMPLOYEE BENEFITS

Mailing address (most recent filing)

1508 GARDEN VALLEY DR

WILDWOOD, MO 63038

Total comp: $16K
Commissions: $16K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where MFP EMPLOYEE BENEFITS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
UNITEDHEALTHCARE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$145K	50.0%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$61K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$145K	0.0%	8.93x
IL	1	$61K	0.0%	14.24x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MFP EMPLOYEE BENEFITS's plans by broker comp / premium ratio. Median 14.04% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MFP EMPLOYEE BENEFITS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MFP EMPLOYEE BENEFITS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FEDERAL INTERNATIONAL RECYCLING AND WASTE SOLUTIONS LLC FEDERAL INTERNATIONAL RECYCLING AND WASTE SOLUTIONS LLC BENEFITS PLAN	MO	$145K	$32K	COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY
QDRAW, INC QDRAW, INC HEALTH AND WELFARE PLAN	IL	$61K	$4K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$145K

50.0%

UNITEDHEALTHCARE INSURANCE COMPANY

$61K

50.0%

State

Plans

Premium

State share

Index

$145K

0.0%

8.93x

$61K

0.0%

14.24x

Sponsor

Loc

Premium

Comp

Carrier

FEDERAL INTERNATIONAL RECYCLING AND WASTE SOLUTIONS LLC

FEDERAL INTERNATIONAL RECYCLING AND WASTE SOLUTIONS LLC BENEFITS PLAN

$145K

$32K

COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY

QDRAW, INC

QDRAW, INC HEALTH AND WELFARE PLAN

$61K

$4K

UNITEDHEALTHCARE INSURANCE COMPANY