Welfare broker

METCALF FINANCIAL SERVICES INC

Mailing address (most recent filing)

16114 E INDIANA AVE STE 220

SPOKANE VALLEY, WA 99216

Total comp: $10K
Commissions: $10K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where METCALF FINANCIAL SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DELTA DENTAL OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DELTA DENTAL OF CALIFORNIA	1	$179K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	1	$179K	0.1%	61.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of METCALF FINANCIAL SERVICES INC's plans by broker comp / premium ratio. Median 6.41% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of METCALF FINANCIAL SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where METCALF FINANCIAL SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HOSPITALITY ASSOCIATES, INC. HOSPITALITY ASSOCIATES, INC. GROUP BENEFITS PLAN	WA	$179K	$11K	DELTA DENTAL OF WASHINGTON