Welfare broker

MEMA EMPLOYEE BENEFIT PLAN

Mailing address (most recent filing)

25 GREENWOOD ROAD

BRUNSWICK, ME 04011

Total comp: $14K
Commissions: $14K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where MEMA EMPLOYEE BENEFIT PLAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

GERBER LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
GERBER LIFE INSURANCE COMPANY	1	$782K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ME	1	$782K	0.3%	296.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MEMA EMPLOYEE BENEFIT PLAN's plans by broker comp / premium ratio. Median 3.73% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MEMA EMPLOYEE BENEFIT PLAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MEMA EMPLOYEE BENEFIT PLAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MAINE ENERGY MARKETERS ASSOCIATION HEALTH INSURANCE TRUST MAINE ENERGY MARKETERS ASSOCIATION HEALTH INSURANCE TRUST	ME	$782K	$29K	GERBER LIFE INSURANCE COMPANY