Welfare broker

MELONIE BEELER

Mailing address (most recent filing)

PO BOX 849

GLENDIVE, MT 59330

Total comp: $8K
Commissions: $8K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where MELONIE BEELER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED HERITAGE LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HERITAGE LIFE INSURANCE COMPANY	1	$142K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MT	1	$142K	0.4%	434.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MELONIE BEELER's plans by broker comp / premium ratio. Median 5.98% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MELONIE BEELER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MELONIE BEELER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MID-RIVERS TELEPHONE COOPERATIVE, INC. MID-RIVERS TELEPHONE COOPERATIVE, INC. HEALTH AND WELFARE BENEFIT PLAN	MT	$142K	$8K	UNITED HERITAGE LIFE INSURANCE COMPANY