Welfare broker

MEGHAN CORNISH

Mailing address (most recent filing)

135 IDLEWOOD BLVD

BALDWINSVILLE, NY 13027

Total comp: $36K
Commissions: $36K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where MEGHAN CORNISH places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNION SECURITY INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNION SECURITY INSURANCE COMPANY	2	$725K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	2	$725K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MEGHAN CORNISH's plans by broker comp / premium ratio. Median 5.72% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MEGHAN CORNISH's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MEGHAN CORNISH is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BD OF TRUSTEES SHEET METAL WORKERS UNION LOC 38 INSURANCE & WELFARE FD SHEET METAL WORKERS UNION LOCAL 38 INSURANCE AND WELFARE FUND	NY	$498K	$18K	THE UNION LABOR LIFE INSURANCE COMPANY
ROOFERS LOCAL 195 HEALTH & ACCIDENT FUND ROOFERS LOCAL 195 HEALTH & ACCIDENT FUND	NY	$227K	$18K	THE UNION LABOR LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNION SECURITY INSURANCE COMPANY

$725K

100.0%

State

Plans

Premium

State share

Index

$725K

0.0%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

BD OF TRUSTEES SHEET METAL WORKERS UNION LOC 38 INSURANCE & WELFARE FD

SHEET METAL WORKERS UNION LOCAL 38 INSURANCE AND WELFARE FUND

$498K

$18K

THE UNION LABOR LIFE INSURANCE COMPANY

ROOFERS LOCAL 195 HEALTH & ACCIDENT FUND

$227K

$18K

THE UNION LABOR LIFE INSURANCE COMPANY