Welfare broker

MEDCOST BENEFIT SERVICES

Mailing address (most recent filing)

3330 HEALY DR. 105

WINSTON-SALEM, NC 27103

Total comp: $164K
Commissions: $146K
Fees: $18K
Filings: 12
Sponsors: 12

Carrier mix

Where MEDCOST BENEFIT SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNIAMERICA INSURANCE COMPANY50.0%
UNIMERICA INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNIAMERICA INSURANCE COMPANY	1	$595K	50.0%
UNIMERICA INSURANCE COMPANY	1	$218K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	2	$813K	0.1%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MEDCOST BENEFIT SERVICES's plans by broker comp / premium ratio. Median 4.00% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MEDCOST BENEFIT SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MEDCOST BENEFIT SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HORNWOOD, INC. HORNWOOD HEALTHCARE PLAN	NC	$218K	$13K	UNIMERICA INSURANCE COMPANY
FIRST CAROLINA MANAGEMENT, INC FIRST CAROLINA MANAGEMENT, INC EMPLOYEE BENEFIT PLAN	NC	$595K	$12K	UNIAMERICA INSURANCE COMPANY

Carrier

Plans

Premium

UNIAMERICA INSURANCE COMPANY

$595K

50.0%

UNIMERICA INSURANCE COMPANY

$218K

50.0%

State

Plans

Premium

State share

Index

$813K

0.1%

47.73x

Sponsor

Loc

Premium

Comp

Carrier

HORNWOOD, INC.

HORNWOOD HEALTHCARE PLAN

$218K

$13K

UNIMERICA INSURANCE COMPANY

FIRST CAROLINA MANAGEMENT, INC

FIRST CAROLINA MANAGEMENT, INC EMPLOYEE BENEFIT PLAN

$595K

$12K

UNIAMERICA INSURANCE COMPANY