Welfare broker

MDX FINANCIAL SERVICES, INC.

Mailing address (most recent filing)

8175 EAST BROOKDALE LANE

ANAHEIM, CA 92807

Total comp: $182K
Commissions: $87K
Fees: $95K
Filings: 2
Sponsors: 2

Carrier mix

Where MDX FINANCIAL SERVICES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$183K	50.0%
BLUE CROSS OF CALIFORNIA	1	$3.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$3.3M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MDX FINANCIAL SERVICES, INC.'s plans by broker comp / premium ratio. Median 10.52% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MDX FINANCIAL SERVICES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MDX FINANCIAL SERVICES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MOUNTAIN CASCADE INC. MOUNTAIN CASCADE WELFARE BENEFIT PLAN	CA	$3.1M	$184K	CALIFORNIA PHYSICIANS' SERVICE (BLUE SHIELD OF CALIFORNIA)
A. J. KIRKWOOD & ASSOCIATES, INC. A. J. KIRKWOOD & ASSOCIATES, INC. WELFARE BENEFITS PLAN	CA	$183K	$27K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$183K

50.0%

BLUE CROSS OF CALIFORNIA

$3.1M

50.0%

State

Plans

Premium

State share

Index

$3.3M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

MOUNTAIN CASCADE INC.

MOUNTAIN CASCADE WELFARE BENEFIT PLAN

$3.1M

$184K

CALIFORNIA PHYSICIANS' SERVICE (BLUE SHIELD OF CALIFORNIA)

A. J. KIRKWOOD & ASSOCIATES, INC.

A. J. KIRKWOOD & ASSOCIATES, INC. WELFARE BENEFITS PLAN

$183K

$27K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA