Welfare broker

MCGREGOR INSURANCE AGENCY, INC.

Mailing address (most recent filing)

PO BOX 626

ANACORTES, WA 98221

Total comp: $33K
Commissions: $30K
Fees: $2K
Filings: 3
Sponsors: 3

Carrier mix

Where MCGREGOR INSURANCE AGENCY, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$618K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	1	$618K	0.1%	61.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MCGREGOR INSURANCE AGENCY, INC.'s plans by broker comp / premium ratio. Median 5.02% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MCGREGOR INSURANCE AGENCY, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MCGREGOR INSURANCE AGENCY, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DAKOTA CREEK INDUSTRIES INC DAKOTA CREEK INDUSTRIES INC MAJOR MEDICAL PLAN	WA	$618K	$31K	CIGNA HEALTH AND LIFE INSURANCE COMPANY