Welfare broker

MCGOWAN INSURANCE GROUP, LLC

Mailing address (most recent filing)

355 INDIANA AVENUE

SUITE 200

INDIANAPOLIS, IN 46204

Total comp: $105K
Commissions: $105K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where MCGOWAN INSURANCE GROUP, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY50.0%
GRAVIE, INC.50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$543K	50.0%
GRAVIE, INC.	1	$1.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	1	$543K	0.0%	16.99x
IL	1	$1.1M	0.0%	14.24x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MCGOWAN INSURANCE GROUP, LLC's plans by broker comp / premium ratio. Median 5.36% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MCGOWAN INSURANCE GROUP, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MCGOWAN INSURANCE GROUP, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GLOBAL WATER TECHNOLOGY INC. GLOBAL WATER TECHNOLOGY HEALTH PLAN	IL	$1.1M	$47K	GRAVIE, ADMINISTRATIVE SERVICES LLC
JET ACCESS TEAM SOLUTIONS, LLC BENEFITS	IN	$543K	$35K	STANDARD INSURANCE COMPANY

Carrier

Plans

Premium

STANDARD INSURANCE COMPANY

$543K

50.0%

GRAVIE, INC.

$1.1M

50.0%

State

Plans

Premium

State share

Index

$543K

0.0%

16.99x

$1.1M

0.0%

14.24x

Sponsor

Loc

Premium

Comp

Carrier

GLOBAL WATER TECHNOLOGY INC.

GLOBAL WATER TECHNOLOGY HEALTH PLAN

$1.1M

$47K

GRAVIE, ADMINISTRATIVE SERVICES LLC

JET ACCESS TEAM SOLUTIONS, LLC

BENEFITS

$543K

$35K

STANDARD INSURANCE COMPANY