Welfare broker

MCCONKEY BENEFITS & FINANCIAL SERV

Mailing address (most recent filing)

2555 KINGSTON RD STE 100

YORK, PA 17402

Total comp: $1.9M
Commissions: $1.7M
Fees: $209K
Filings: 122
Sponsors: 122

Carrier mix

Where MCCONKEY BENEFITS & FINANCIAL SERV places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HM LIFE INSURANCE COMPANY18.8%
UNITED OF OMAHA LIFE INSURANCE COMPANY16.7%
LIFE INSURANCE COMPANY OF NORTH AMERICA12.5%
DELTA DENTAL OF CALIFORNIA10.4%
BLUE CROSS OF CALIFORNIA10.4%
UNUM LIFE INSURANCE COMPANY OF AMERICA6.3%
UNITEDHEALTHCARE INSURANCE COMPANY6.3%
STANDARD INSURANCE COMPANY6.3%
Other (2)12.5%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HM LIFE INSURANCE COMPANY	9	$2.7M	18.8%
UNITED OF OMAHA LIFE INSURANCE COMPANY	8	$1.7M	16.7%
LIFE INSURANCE COMPANY OF NORTH AMERICA	6	$644K	12.5%
DELTA DENTAL OF CALIFORNIA	5	$1.6M	10.4%
BLUE CROSS OF CALIFORNIA	5	$1.4M	10.4%
UNUM LIFE INSURANCE COMPANY OF AMERICA	3	$1.0M	6.3%
UNITEDHEALTHCARE INSURANCE COMPANY	3	$1.2M	6.3%
STANDARD INSURANCE COMPANY	3	$709K	6.3%
PRINCIPAL LIFE INSURANCE COMPANY	3	$657K	6.3%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	3	$250K	6.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	54	$14.5M	1.1%	21.95x
CT	2	$868K	0.2%	3.52x
OH	1	$7K	0.0%	0.13x
DE	1	$315K	0.4%	6.94x
CA	1	$391K	0.0%	0.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MCCONKEY BENEFITS & FINANCIAL SERV's plans by broker comp / premium ratio. Median 9.28% vs welfare-wide median 6.29% (n=58).

Prospect-flag exposure · vs market baseline

Share of MCCONKEY BENEFITS & FINANCIAL SERV's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

51-59 of 59 sponsors where MCCONKEY BENEFITS & FINANCIAL SERV is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JFC PRO TEMPS, INC. JFC PRO TEMPS, INC. EMPLOYEE BENEFIT PLAN	PA	$125K	$3K	HM LIFE INSURANCE COMPANY
THE FLINCHBAUGH COMPANY, INC. THE FLINCHBAUGH COMPANY, INC. EMPLOYEE BENEFIT PLAN	PA	$193K	$2K	EVEREST REINSURANCE COMPANY
GETTLE INCORPORATED GETTLE INCORPORATED HEALTH CARE PLANS	PA	$18K	$2K	VISION BENEFITS OF AMERICA
PENNSYLVANIA EDUCATIONAL COMMUNICATIONS SYSTEMS PENNSYLVANIA EDUCATIONAL COMMUNICATIONS SYSTEMS EMPLOYEE BENEFIT PLAN	PA	$121K	$2K	HM LIFE INSURANCE COMPANY
FRESH ROASTED COFFEE, LLC FRESH ROASTED COFFEE LLC EMPLOYEE BENEFIT PLAN (501)	PA	$125K	$1K	HM LIFE INSURANCE COMPANY
CENTRAL PENNSYLVANIA FOOD BANK CENTRAL PENNSYLVANIA FOOD BANK EMPLOYEE BENEFIT PLAN	PA	$10K	$1K	UNITED OF OMAHA LIFE INSURANCE COMPANY
SANDRIDGE-PA LLC SANDRIDGE-PA LLC WELFARE PLAN-LIFE INSURANCE	OH	$7K	$839	AMERITAS LIFE INSURANCE CORP
WIRE MESH PRODUCTS, INC. WIRE MESH PRODUCTS, INC. EMPLOYEE BENEFIT PLAN	PA	$371K	$256	HM LIFE INSURANCE COMPANY
JER-LYN, INC. JER-LYN, INC. EMPLOYEE BENEFIT PLAN	PA	$179K	$0	HM LIFE INSURANCE COMPANY