Welfare broker

MBL BENEFITS CONSULTING CORP

Mailing address (most recent filing)

PO BOX 95000 LB # 1803

PHILADELPHIA, PA 191950001

Total comp: $1.1M
Commissions: $953K
Fees: $175K
Filings: 21
Sponsors: 21

Carrier mix

Where MBL BENEFITS CONSULTING CORP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$5.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	1	$3.6M	0.1%	32.46x
NY	1	$2.1M	0.0%	9.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MBL BENEFITS CONSULTING CORP's plans by broker comp / premium ratio. Median 6.09% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MBL BENEFITS CONSULTING CORP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MBL BENEFITS CONSULTING CORP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIRSTHAND HEALTH INC FIRSTHAND HEALTH AND WELFARE BENEFITS PLAN	TN	$3.6M	$195K	UNITEDHEALTHCARE INSURANCE COMPANY
PUBLIC PREPARATORY NETWORK, INC. PUBLIC PREPARATORY NETWORK EMPLOYEE BENEFITS PLAN	NY	$2.1M	$139K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$5.6M

100.0%

State

Plans

Premium

State share

Index

$3.6M

0.1%

32.46x

$2.1M

0.0%

9.91x

Sponsor

Loc

Premium

Comp

Carrier

FIRSTHAND HEALTH INC

FIRSTHAND HEALTH AND WELFARE BENEFITS PLAN

$3.6M

$195K

UNITEDHEALTHCARE INSURANCE COMPANY

PUBLIC PREPARATORY NETWORK, INC.

PUBLIC PREPARATORY NETWORK EMPLOYEE BENEFITS PLAN

$2.1M

$139K

UNITEDHEALTHCARE INSURANCE COMPANY