Welfare broker

MBL ADVISORS INC

Mailing address (most recent filing)

301 S MCDOWELL STREET

SUITE 1100

CHARLOTTE, NC 28204

Total comp: $882K
Commissions: $475K
Fees: $408K
Filings: 1
Sponsors: 1

Carrier mix

Where MBL ADVISORS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$8.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	1	$8.8M	0.0%	15.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MBL ADVISORS INC's plans by broker comp / premium ratio. Median 16.41% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MBL ADVISORS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MBL ADVISORS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CHICK-FIL-A, INC. CHICK-FIL-A HEALTH AND WELFARE BENEFITS PLAN	GA	$8.8M	$1.4M	PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY