Welfare broker

MAX JOYNER

Mailing address (most recent filing)

800 DAVENTRY DR

GREENVILLE, NC 27858

Total comp: $30K
Commissions: $30K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where MAX JOYNER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$255K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$255K	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MAX JOYNER's plans by broker comp / premium ratio. Median 11.78% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MAX JOYNER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MAX JOYNER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EASTERN RADIOLOGISTS, INC. EASTERN RADIOLOGISTS, INC. LIFE AND DISABILITY PLAN	NC	$255K	$30K	HARTFORD LIFE AND ACCIDENT