Welfare broker

MATTHEW LIBBY

Mailing address (most recent filing)

34 E INDUSTRIAL RD STE 5

BRANFORD, CT 06405

Total comp: $138K
Commissions: $138K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where MATTHEW LIBBY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.3M	50.0%
AETNA LIFE INSURANCE COMPANY	1	$1.4M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$1.4M	0.0%	12.70x
CA	1	$2.3M	0.0%	6.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MATTHEW LIBBY's plans by broker comp / premium ratio. Median 3.61% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MATTHEW LIBBY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MATTHEW LIBBY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AFFORDABLE ENGINEERING SERVICES AFFORDABLE ENGINEERING SERVICES HEALTH PLAN	CA	$2.3M	$122K	UNITEDHEALTHCARE INSURANCE COMPANY
METLANG LLC METLANG LLC HEALTH AND WELFARE PLAN	FL	$1.4M	$26K	AETNA LIFE INSURANCE CO.

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$2.3M

50.0%

AETNA LIFE INSURANCE COMPANY

$1.4M

50.0%

State

Plans

Premium

State share

Index

$1.4M

0.0%

12.70x

$2.3M

0.0%

6.38x

Sponsor

Loc

Premium

Comp

Carrier

AFFORDABLE ENGINEERING SERVICES

AFFORDABLE ENGINEERING SERVICES HEALTH PLAN

$2.3M

$122K

UNITEDHEALTHCARE INSURANCE COMPANY

METLANG LLC

METLANG LLC HEALTH AND WELFARE PLAN

$1.4M

$26K

AETNA LIFE INSURANCE CO.