Welfare broker

MATTHEW A ESTRELA

Mailing address (most recent filing)

2501 BLUE RIDGE ROAD

#250

RALEIGH, NC 27607

Total comp: $42K
Commissions: $42K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where MATTHEW A ESTRELA places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$597K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$597K	0.0%	47.31x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MATTHEW A ESTRELA's plans by broker comp / premium ratio. Median 15.07% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of MATTHEW A ESTRELA's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MATTHEW A ESTRELA is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SBM LIFE SCIENCE INC. SBM LIFE SCIENCE INC. EMPLOYEE BENEFITS PLAN	NC	$597K	$90K	BLUE CROSS BLUE SHIELD OF NORTH CAROLINA