Welfare broker

MATT WAUGH

Mailing address (most recent filing)

138 WEST STREET

EASTHAMPTON, MA 01027

Total comp: $128K
Commissions: $114K
Fees: $15K
Filings: 3
Sponsors: 3

Carrier mix

Where MATT WAUGH places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$4.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	2	$4.0M	0.1%	46.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MATT WAUGH's plans by broker comp / premium ratio. Median 3.22% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of MATT WAUGH's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MATT WAUGH is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MERLIN LABS, INC. MERLIN LABS, INC. EMPLOYEE WELFARE BENEFIT PLAN	MA	$2.2M	$73K	BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
SOLO.IO, INC. SOLO.IO, INC. HEALTH AND WELFARE BENEFIT PLAN	MA	$1.8M	$56K	BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.