Welfare broker

MASS MUTUAL FINANCIAL GROUP

Mailing address (most recent filing)

1295 STATE STREET MIP W066

SPRINGFIELD, MA 01111

Total comp: $107K
Commissions: $102K
Fees: $5K
Filings: 10
Sponsors: 10

Carrier mix

Where MASS MUTUAL FINANCIAL GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MASS GENERAL BRIGHAM HEALTH PLAN50.0%
KAISER FOUNDATION HEALTH PLAN INC50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MASS GENERAL BRIGHAM HEALTH PLAN	1	$0	50.0%
KAISER FOUNDATION HEALTH PLAN INC	1	$20.5M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$0	0.0%	11.99x
NY	1	$20.5M	0.0%	9.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MASS MUTUAL FINANCIAL GROUP's plans by broker comp / premium ratio. Median 0.09% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MASS MUTUAL FINANCIAL GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MASS MUTUAL FINANCIAL GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WARNER BROS. DISCOVERY, INC. WARNER BROS. DISCOVERY, INC. GROUP HEALTH PLAN	NY	$20.5M	$18K	KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.
ZIPPO MANUFACTURING COMPANY ZIPPO AND AFFILIATES 401(K) PLAN	PA	$0	$335	MASS MUTUAL

Carrier

Plans

Premium

MASS GENERAL BRIGHAM HEALTH PLAN

50.0%

KAISER FOUNDATION HEALTH PLAN INC

$20.5M

50.0%

State

Plans

Premium

State share

Index

0.0%

11.99x

$20.5M

0.0%

9.91x

Sponsor

Loc

Premium

Comp

Carrier

WARNER BROS. DISCOVERY, INC.

WARNER BROS. DISCOVERY, INC. GROUP HEALTH PLAN

$20.5M

$18K

KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC.

ZIPPO MANUFACTURING COMPANY

ZIPPO AND AFFILIATES 401(K) PLAN

$335

MASS MUTUAL