Welfare broker

MASS FINANCIAL SERVICES INC. AGENCY

Mailing address (most recent filing)

200 STATE STREET, SUITE 701

BOSTON, MA 02109

Total comp: $3K
Commissions: $3K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where MASS FINANCIAL SERVICES INC. AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$199.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$199.6M	0.0%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MASS FINANCIAL SERVICES INC. AGENCY's plans by broker comp / premium ratio. Median 0.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MASS FINANCIAL SERVICES INC. AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MASS FINANCIAL SERVICES INC. AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MASSACHUSETTS BANKERS ASSOCIATION INC. MASSACHUSETTS BANKERS ASSOCIATION GROUP INSURANCE TRUST	MA	$199.6M	$3K	BLUE CROSS BLUE SHIELD - MEDICAL