Welfare broker

MARTIN R. MIRACLE

Mailing address (most recent filing)

13926 MAPLE CLIFF LANE

CYPRESS, TX 77429

Total comp: $1.0M
Commissions: $1.0M
Fees: $0
Filings: 7
Sponsors: 7

Carrier mix

Where MARTIN R. MIRACLE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	2	$14.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	2	$14.2M	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MARTIN R. MIRACLE's plans by broker comp / premium ratio. Median 10.14% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MARTIN R. MIRACLE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MARTIN R. MIRACLE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WELLSPAN HEALTH WELLSPAN HEALTH CAFETERIA PLAN	PA	$10.2M	$742K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
MOUNT NITTANY MEDICAL CENTER HEALTH AND WELFARE PLAN FOR EMPLOYEES OF MOUNT NITTANY MEDICAL CENTER	PA	$4.0M	$520K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

$14.2M

100.0%

State

Plans

Premium

State share

Index

$14.2M

0.0%

23.98x

Sponsor

Loc

Premium

Comp

Carrier

WELLSPAN HEALTH

WELLSPAN HEALTH CAFETERIA PLAN

$10.2M

$742K

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

MOUNT NITTANY MEDICAL CENTER

HEALTH AND WELFARE PLAN FOR EMPLOYEES OF MOUNT NITTANY MEDICAL CENTER

$4.0M

$520K

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY