Welfare broker

MARTIN GRACE BENEFIT GROUP INC

Mailing address (most recent filing)

1000 CHESTNUT STREET

STE 250

BIRMINGHAM, AL 35216

Total comp: $99K
Commissions: $99K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where MARTIN GRACE BENEFIT GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	1	$1.8M	0.1%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MARTIN GRACE BENEFIT GROUP INC's plans by broker comp / premium ratio. Median 5.75% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MARTIN GRACE BENEFIT GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MARTIN GRACE BENEFIT GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WOLVERINE TUBE, INC. WOLVERINE TUBE, INC. GROUP INSURANCE PLAN	AL	$1.8M	$103K	BLUE CROSS AND BLUE SHIELD OF ALABAMA