Welfare broker

MARK KARCHER

Mailing address (most recent filing)

23498 MICHIGAN AVENUE

DEARBORN, MI 48124

Total comp: $52K
Commissions: $52K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where MARK KARCHER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERICAN UNITED LIFE INSURANCE COMPANY50.0%
BLUE CARE NETWORK OF MICHIGAN50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERICAN UNITED LIFE INSURANCE COMPANY	1	$145K	50.0%
BLUE CARE NETWORK OF MICHIGAN	1	$1.3M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$1.5M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MARK KARCHER's plans by broker comp / premium ratio. Median 8.28% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MARK KARCHER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MARK KARCHER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JACK DEMMER FORD, INC. JACK DEMMER FORD, INC. EMPLOYEE MEDICAL PLAN	MI	$1.3M	$36K	BLUE CARE NETWORK OF MICHIGAN
JACK DEMMER FORD, INC. JACK DEMMER FORD, INC, LONG-TERM DISABILITY PLAN	MI	$145K	$20K	AMERICAN UNITED LIFE INSURANCE COMPANY

Carrier

Plans

Premium

AMERICAN UNITED LIFE INSURANCE COMPANY

$145K

50.0%

BLUE CARE NETWORK OF MICHIGAN

$1.3M

50.0%

State

Plans

Premium

State share

Index

$1.5M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

JACK DEMMER FORD, INC.

JACK DEMMER FORD, INC. EMPLOYEE MEDICAL PLAN

$1.3M

$36K

BLUE CARE NETWORK OF MICHIGAN

JACK DEMMER FORD, INC.

JACK DEMMER FORD, INC, LONG-TERM DISABILITY PLAN

$145K

$20K

AMERICAN UNITED LIFE INSURANCE COMPANY