Welfare broker

MARK HAMBY

Mailing address (most recent filing)

3500 BLUE LAKE DR STE 120

BIRMINGHAM, AL 35243

Total comp: $88K
Commissions: $88K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where MARK HAMBY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$4.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	2	$4.4M	0.2%	106.45x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MARK HAMBY's plans by broker comp / premium ratio. Median 4.39% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of MARK HAMBY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MARK HAMBY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FACTORY CONNECTION LLC FACTORY CONNECTION LLC FLEXIBLE BENEFITS CAFETERIA PLAN	AL	$2.1M	$98K	BLUE CROSS BLUE SHIELD OF ALABAMA
LIGHTFOOT, FRANKLIN AND WHITE, LLC LIGHTFOOT, FRANKLIN AND WHITE, LLC EMPLOYEE BENEFITS PLAN	AL	$2.2M	$93K	BLUE CROSS AND BLUE SHIELD OF ALABAMA