Welfare broker

MARK CARPENTER

Mailing address (most recent filing)

306 SIXTH AVE. SUITE C

SAN MATEO, CA 94401

Total comp: $79K
Commissions: $79K
Fees: $2
Filings: 3
Sponsors: 3

Carrier mix

Where MARK CARPENTER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$1.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$1.3M	0.0%	12.80x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MARK CARPENTER's plans by broker comp / premium ratio. Median 3.46% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of MARK CARPENTER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MARK CARPENTER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SOUTH BAY SOLUTIONS INC. SOUTH BAY SOLUTIONS INC. HEALTH AND WELFARE PLAN	CA	$1.3M	$45K	KAISER FOUNDATION HEALTH PLAN, INC.