Welfare broker

MARK CARPENTER

Mailing address (most recent filing)

306 6TH AVE STE C

SAN MATEO, CA 944014117

Total comp: $235K
Commissions: $229K
Fees: $7K
Filings: 3
Sponsors: 3

Carrier mix

Where MARK CARPENTER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$1.3M	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$4.6M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$5.9M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MARK CARPENTER's plans by broker comp / premium ratio. Median 4.59% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of MARK CARPENTER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where MARK CARPENTER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
YOUGOV AMERICA, INC. YOUGOV AMERICA, INC. HEALTH & WELFARE PLAN	CA	$4.6M	$271K	ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY
SOUTH BAY SOLUTIONS INC. SOUTH BAY SOLUTIONS INC. HEALTH AND WELFARE PLAN	CA	$1.3M	$43K	KAISER FOUNDATION HEALTH PLAN, INC.

Carrier

Plans

Premium

KAISER FOUNDATION HEALTH PLAN INC

$1.3M

50.0%

ANTHEM LIFE INSURANCE COMPANY

$4.6M

50.0%

State

Plans

Premium

State share

Index

$5.9M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

YOUGOV AMERICA, INC.

YOUGOV AMERICA, INC. HEALTH & WELFARE PLAN

$4.6M

$271K

ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY

SOUTH BAY SOLUTIONS INC.

SOUTH BAY SOLUTIONS INC. HEALTH AND WELFARE PLAN

$1.3M

$43K

KAISER FOUNDATION HEALTH PLAN, INC.