Welfare broker

MAPFRE INSURANCE AGENCY

Mailing address (most recent filing)

PO BOX 362474

SAN JUAN, PR 009362474

Total comp: $23K
Commissions: $23K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where MAPFRE INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$5.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$5.7M	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MAPFRE INSURANCE AGENCY's plans by broker comp / premium ratio. Median 0.30% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MAPFRE INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MAPFRE INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ERNST & YOUNG U.S. LLP ERNST & YOUNG MEDICAL PLAN	NJ	$5.7M	$17K	KAISER PERMANENTE OF CA