Welfare broker

MANCHESTER BENEFITS GROUP INC

Mailing address (most recent filing)

POB 607

MILLBROOK, NY 12545

Total comp: $55K
Commissions: $55K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where MANCHESTER BENEFITS GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$714K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$714K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MANCHESTER BENEFITS GROUP INC's plans by broker comp / premium ratio. Median 9.50% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of MANCHESTER BENEFITS GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where MANCHESTER BENEFITS GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PUIG NORTH AMERICA, INC PUIG NORTH AMERICA, INC. HEALTH AND WELFARE BENEFIT PLAN	NY	$714K	$68K	CIGNA HEALTH AND LIFE INSURANCE COMPANY