Welfare broker

M VEGA INSURANCE SERVICES, INC.

Mailing address (most recent filing)

PO BOX 710324

3758 HATTON STREET

SAN DIEGO, CA 92111

Total comp: $299K
Commissions: $85K
Fees: $213K
Filings: 1
Sponsors: 1

Carrier mix

Where M VEGA INSURANCE SERVICES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CALIFORNIA PHYSICIANS SERVICE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CALIFORNIA PHYSICIANS SERVICE	1	$5.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$5.1M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of M VEGA INSURANCE SERVICES, INC.'s plans by broker comp / premium ratio. Median 6.60% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of M VEGA INSURANCE SERVICES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where M VEGA INSURANCE SERVICES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PLATFORM SCIENCE, INC. PLATFORM SCIENCE, INC. WRAP PLAN	CA	$5.1M	$335K	CALIFORNIA PHYSICIANS SERVICE