Welfare broker

M.T. STUART & COMPANY

Mailing address (most recent filing)

28494 WESTINGHOUSE PLACE, SUITE 205

VALENCIA, CA 91355

Total comp: $192K
Commissions: $132K
Fees: $60K
Filings: 3
Sponsors: 3

Carrier mix

Where M.T. STUART & COMPANY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.5M	50.0%
AETNA LIFE INSURANCE COMPANY	1	$1.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$2.6M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of M.T. STUART & COMPANY's plans by broker comp / premium ratio. Median 5.83% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of M.T. STUART & COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where M.T. STUART & COMPANY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PINDLER & PINDLER, INC. PINDLER & PINDLER, INC. HEALTH & WELFARE PLAN	CA	$1.5M	$84K	CALIFORNIA PHYSICIANS' SERVICE (BLUE SHIELD OF CALIFORNIA)
FIRAN TECHNOLOGY GROUP (USA) CORPORATION F T G CIRCUITS, INC. WELFARE BENEFITS PLAN	CA	$1.1M	$69K	AETNA HEALTH, INC.

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$1.5M

50.0%

AETNA LIFE INSURANCE COMPANY

$1.1M

50.0%

State

Plans

Premium

State share

Index

$2.6M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

PINDLER & PINDLER, INC.

PINDLER & PINDLER, INC. HEALTH & WELFARE PLAN

$1.5M

$84K

CALIFORNIA PHYSICIANS' SERVICE (BLUE SHIELD OF CALIFORNIA)

FIRAN TECHNOLOGY GROUP (USA) CORPORATION

F T G CIRCUITS, INC. WELFARE BENEFITS PLAN

$1.1M

$69K

AETNA HEALTH, INC.