Welfare broker

M J INSURANCE INC.

Mailing address (most recent filing)

2525 EAST CAMELBACK ROAD

SUITE 1150

PHOENIX, AZ 85016

Total comp: $807K
Commissions: $648K
Fees: $159K
Filings: 31
Sponsors: 31

Carrier mix

Where M J INSURANCE INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY66.7%
AMERICAN UNITED LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$6.8M	66.7%
AMERICAN UNITED LIFE INSURANCE COMPANY	1	$353K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	2	$5.4M	0.1%	22.65x
AZ	1	$1.7M	0.1%	28.64x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of M J INSURANCE INC.'s plans by broker comp / premium ratio. Median 6.21% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of M J INSURANCE INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where M J INSURANCE INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MFIB, LLC MFIB, LLC HEALTH AND WELFARE PLAN	AZ	$1.7M	$107K	UNITEDHEALTHCARE INSURANCE COMPANY
SHIEL SEXTON CO., INC. SHIEL SEXTON CO., INC. EMPLOYEE BENEFIT PROGRAM	IN	$353K	$41K	AMERICAN UNITED LIFE INSURANCE COMPANY
WEAVER POPCORN CO., INC. WEAVER POPCORN CO. INC. & AFFILIATED COMPANIES EMPLOYEE BENEFIT PLAN	IN	$5.1M	$27K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$6.8M

66.7%

AMERICAN UNITED LIFE INSURANCE COMPANY

$353K

33.3%

State

Plans

Premium

State share

Index

$5.4M

0.1%

22.65x

$1.7M

0.1%

28.64x

Sponsor

Loc

Premium

Comp

Carrier

MFIB, LLC

MFIB, LLC HEALTH AND WELFARE PLAN

$1.7M

$107K

UNITEDHEALTHCARE INSURANCE COMPANY

SHIEL SEXTON CO., INC.

SHIEL SEXTON CO., INC. EMPLOYEE BENEFIT PROGRAM

$353K

$41K

AMERICAN UNITED LIFE INSURANCE COMPANY

WEAVER POPCORN CO., INC.

WEAVER POPCORN CO. INC. & AFFILIATED COMPANIES EMPLOYEE BENEFIT PLAN

$5.1M

$27K

UNITEDHEALTHCARE INSURANCE COMPANY